Policy renewal period is the best time to optimize your insurance costs.
Compare early
Get quotes from different companies 15-20 days before expiry. Leaving it to the last day can bring both stress and cost increases.
Check your no-claims discount
If you did not report claims in previous years, you may have discount rights. Make sure it is written on the policy.
Review coverages
You can lower premiums by removing add-ons you no longer need. But maintain your basic protection level.
